Frequently asked questions
Clear answers on pricing, approvals, payments, and policies.
What is the pricing policy for LowWeeklyPayments?
LowWeeklyPayments offers the best pricing options of any Rent-To-Own program in the country. We guarantee we will beat any other RTO program’s total contract price by at least 10% or more.
What payment options does LowWeeklyPayments offer?
All accounts receive three options: a 90-day same-as-cash price; an early payoff after 90 days with a 40% discount on the remaining balance; and a guaranteed best price for the full contract term.
What is the LowWeeklyPayments Best Price Guarantee?
LWP is the most affordable RTO program in the market. We guarantee we’ll beat the total contract price of any competing RTO offer by at least 10%.
What are the core customer benefits?
No Social Security number required, no bank account required, no credit check, cash weekly payments at the store, and fast in-store or online applications.
Is approval based on my credit score?
No. Credit is not run or checked. Approval is based entirely on the application form.
Do I have to pay for shipping if approved?
No. You will be notified when your product is ready to pick up at the retail store you chose.
Can I buy any product I want?
For the most part, yes—at participating locations. Exceptions include perishables, consumables, and sized personal items like clothing. Products are approved individually.
What information is needed on the application?
Five basic elements: store information, product information, personal information, source of income, and personal references.
What documents will LowWeeklyPayments ask for?
Typically a government-issued ID and income verification (such as a paystub). Additional documents may be requested if information cannot be verified.
Does LowWeeklyPayments offer used or refurbished items?
Not usually. Agreements are typically for new items. Exceptions may apply for refurbished products sold with the original manufacturer warranty.
What is the return policy?
All items are returnable, no questions asked, after at least 4 weeks have been paid. There is no return fee.
What is the service or repair policy?
Most products include at least 12 months of manufacturer coverage. Defect-related service or repair is covered 100% free of charge.
How do I pay my low weekly payment?
Payments are typically set up automatically with a card, may be made by calling the service center on the due date, or can be paid in cash at the store where the product was purchased.
How do I get approved for more products?
LWP regularly evaluates accounts and notifies customers who may qualify for an additional product or agreement.